The Healthy Benefits+™ Platform

Participants can redeem their benefits, rewards and services on either the S3® or Visa® network based on your benefit plan design. Our platform provides support for your benefits program however you need it.

The S3 network can restrict spending to individual product UPCs or store departments at nearly 35,000 retail locations and online. Ninety-five percent of US residents live within 5 miles of an S3 network location. The Visa network provides anywhere access at over 11 million stores, with purchase restrictions by merchant or merchant category.

Deciding which products are in the approved products list (APL) of a benefit allowance is important. That’s why the Healthy Benefits+ platform was designed with host-based APL execution, to ensure that each network retailer applies allowances on the approved products consistently. Every time.

Other programs can’t do this which results in delays, member frustration and even unnecessary escalations. Others must “request” that each retailer in their network manually update their system with APL changes, which can take days, weeks or even months to get completed, if they ever do. Healthy Benefits+ pushes the correct APL to all retailers in our network at once, so your customers stay delighted with the investment you make in their benefits.